Does Subway Take Apple Pay?

does subway take apple pay

Editorial Process:

Our guides and reviews are written by experts who use their real-life experience. You can learn how we write our reviews by checking our editorial process.

Some links in this article are special affiliate links. If you buy something through these links, we might get a small reward at no extra cost to you. We recommend these products because we’ve used them and really like them. This site isn’t intended to give out financial advice. You can see more about our affiliate links in our privacy policy.

Table of Contents

Apple Pay is one of the most convenient ways to pay for products when you’re on the go.

What better time to rely on your trusted Apple Pay wallet than when you’re hungry?

If you love Subway, you probably want your sandwiches fast. Convenience is crucial when you’re at your favorite Subway shop or traveling and want a quick subway sandwich.

The question is: Does Subway take Apple Pay?

I wrote this article to answer your questions about Subway and Apple Pay. I’ll also discuss how to use Apple Pay when ordering at Subway.

Let’s begin.

Does Subway Take Apple Pay?

does subway take apple pay

Apple Pay is a reliable and secure online payment option. You can use it to pay when ordering online, buying from retail stores, or getting fast food.

Many US stores don’t accept Apple Pay, but does Subway accept Apple Pay as a payment method?

The short answer is: Yes, Subway accepts Apple Pay.

Here’s all you need to know about using Apple Pay when ordering Subway through the app, website, or at Subway locations.

Subway Accepts Apple Pay

Subway is one of the many restaurants accepting Apple Pay as a payment option.

Subway accepting Apple Pay was one of the best moves of the restaurant chain.

Today, virtually every Subway branch is ready to take Apple Pay payments apart from other Subway payment options.

word image 59217 3

You can visit virtually any Subway branch or order through the Subway app with your Apple Pay wallet.


You should know a few exemptions before using Apple Pay as a payment method at Subway.


In the US, all Subways are Apple Pay restaurants, but that might not be the case in other countries.


There may be instances where Apple Pay is experiencing downtime, as infrequent as this situation might be.

While Subway takes Apple Pay as often as possible, you can’t use it if Apple’s system is down.

Your Apple Pay Eligibility

Apple Pay only works if you’re eligible to use it. If your Apple Pay doesn’t work at Subway, you should check if your Apple Pay account is still eligible.

You can do that by logging into your account in the Apple Pay App and checking if Apple has blocked or banned your account.

Does Subway Take Apple Pay In-Store?

word image 59217 4

Does Subway take Apple Pay in-store?

Yes, they do. With nothing but your digital wallet, you can use Apple Pay in virtually any Subway store in the US and other countries.

Here are other payment options available at Subway.

  • Debit or credit card
  • Cash
  • Subway gift vouchers

Does Subway Take Apple Pay on the Subway App?

word image 59217 5

Does Subway Sandwiches take Apple Pay in their app? You can use Apple Pay to pay for your orders on the Subway App.

To pay for your order on the Subway app, go to the Subway app and place your order. Once you get to the payment page, you’ll see an option to pay with Apple Pay.

Select that option and follow the instructions to allow Subway to deduct your payment from your Apple Pay wallet.

You can order from virtually any Apple device when you use Apple Pay.

Does Subway Take Apple Pay With Curbside Pickup?

word image 59217 6

Does Subway do Apple Pay with Curbside pickup? Again, yes, they do.

Curbside pickup became one of the more popular ways to order Subway sandwiches during the pandemic. It’s also a great option if you love eating in your car.

How does this option work for Subway customers?

Order through the Subway website or app and choose curbside pickup. Head to any of their store locations (pre-selected) and click I’m Here.

A Subway Sandwich Artist will bring your order to you, which you can enjoy in your car, on the go, or at your next destination.

Once you pay for your pickup order, just select Apple Pay as your payment option.

Does the Subway Drive-thru Take Apple Pay?

word image 59217 7

Does Subway accept Apple Pay in the drive-thru? Yes, Apple Pay works for drive-thru. Any US Subway store will accept Apple Pay and have a contactless reader ready.

On your next drive-thru at Subway, just tell the staff at the register that you want to use Apple Pay as a payment method.

You can then present your iPhone or Apple Watch to the cashier and scan on their contactless reader to pay for your Subway order.

The payment should come in in a few seconds.

How To Set Up Your Apple Pay

Now that you know Subway takes Apple Pay, here’s how to set up Apple Pay on your Apple Devices.

On Your iPhone

word image 59217 8
  1. Open the Wallet app on your iPhone.
  2. Tap the plus icon (+) in the upper right corner of your iPhone screen.
  3. Add a card to your Apple Pay account on your iPhone. Follow the instructions on your iPhone and either scan it with your camera or manually enter the data.
  4. Verify the card information and security code with your bank once your Apple Pay asks for it.
  5. Set the card as the default payment option if desired
  6. Use Face ID or Touch ID to confirm the setup.

Start using Apple Pay for in-store, online, and in-app purchases. Double-click the side button or use your fingerprint scanner or Face ID.

Update your iOS to the latest version to use Apple Pay. You’ll also need an internet connection to set up and use your Apple Pay wallet.

On Your Apple Watch

word image 59217 9
  1. Open the Apple Watch app on your iPhone.
  2. Go to the My Watch tab and choose Wallet & Apple Pay.
  3. Tap the Add a Credit or Debit Card button.
  4. To add a card, follow the instructions on your iPhone and either scan it with your iPhone’s camera or manually enter the data.
  5. Verify that your provided bank account or card information and security code with your bank is correct.
  6. If you want, set the card as the default payment option on your device.

After completing this process, you should be able to use Apple Pay on your watch for your Subway orders and other in-store or online orders.

You can use Apple Pay on your Watch by double-clicking the side button and confirming the payment with your wrist-detected heart rate.

How To Add a Card to Your Apple Watch or iPhone

word image 59217 10

You might want to add a new credit or debit card to your Apple Pay account. You can do that easily by following the instructions below:

1 – On your paired iPhone, open the Apple Watch app.

2 – In the My Watch tab, tap Wallet & Apple Pay.

3 – Tap the Add Card button.

4 – You have two options.

  • You can tap Debit or Credit Card if you want to add a new card.
  • You can tap Previous Card to add a card you used.

5 – Select Continue.

Verify your details with the bank or card issuer if required.

Before allowing you to use your card with Apple Pay, they may want you to fill out a form or download an app.

The Bottom Line

I hope that my guide helped you answer the question “does subway restaurant take apple pay”.

Apple Pay is one of the most convenient ways to buy food at fast food restaurants, Subway only being one of them.

So it makes sense to add Apple Pay to your account and start using it.

The good news is that Subway isn’t the only fast-food chain that accepts this payment method.

Did you know that Wendy’s takes Apple Pay too?

Written by: Omar Deryan

Founder of OJ Digital Solutions

Leave a Reply

Your email address will not be published. Required fields are marked *

Request a Quote

Do you need help with anything in particular? Fill out this form and we'll get back to you.