How To Get Free Money on Cash App: 7 Fast and Legitimate Ways

how to get free money on cash app

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Table of Contents

Cash App has become extremely popular as people turn to it for money management. However, there’s another reason for its popularity.

You can learn how to get free money on Cash App.

Yes, you can learn how to make money on Cash App in minutes. It might sound too good to be true, but only if you misunderstand or misuse the app.

In this article, I’ll walk you through how to make money on Cash App fast and securely. I’ll discuss the following.

  • A few legit ways to earn money

  • How to maximize Cash App offers

  • Some Cash App FAQs at the end

Read on if you need a few dollars without doing anything (or without doing anything at all).

Let’s begin.

What Is Cash App?

how to get free money on cash app

Cash App (previously Square Cash) is a money management and finance app with many features. It belongs to a fintech (finance tech) category known as peer-to-peer payment apps, a solution that lets you send money to your peers.

While Cash App isn’t a bank account, it offers online banking services through its bank partners.

With 44 million active users, Cash App is far from a small payment platform; neither is it new. It has been active since 2013 but has become even more popular recently.

Most people like using Cash App to:

  • Pay other people.

  • Send money to friends or relatives.

  • Receive money through direct deposits.

  • Pay for online purchases.

  • Invest in Crypto, stocks, and more.

  • Log in to online banking.

Other than these, its users also take advantage of the easy ways to make money on Cash App. While you won’t get super rich with free Cash App money, they can add up.

How It Works

When you create a Cash App account, you can link your bank account, debit card, or credit card. You may also use a digital VISA prepaid card as long as it’s on the list of supported cards.

You can send money directly from your linked accounts via the app. You can also receive a direct deposit on your Cash App account, which can be an e-wallet.

Where does free Cash App money come from?

Later in this article, I’ll share some of the best ways to get free money on Cash App, so keep reading. Before that, let’s discuss the app’s pros and cons.

Cash App Pros and Cons

Cash App Pros and Cons

While you can request free money on Cash App, you should know what makes the app great and what issues you could face when using it. Here are some Cash App pros and cons.

Cash App Pros

  • You can get generous sign-up bonuses and referral bonus opportunities, letting you earn rewards easily.

  • Cash App provides an easy person-to-person transaction feature to transfer money conveniently to friends, family, or other contacts. You can also receive money through the app.

  • The app is extremely user-friendly and simple, making it easy for a Cash App user to navigate and access its features and services.

  • You have access to a simple investment tool tailored for beginners. You can also buy and sell stocks and ETFs.

  • Get a prepaid debit card, the Cash App Card, which you can use at any establishment that accepts Visa.

  • The app features automatic payments and transfers via scheduling.

Cash App Cons

  • Many scammers target Cash App users.

  • It’s nearly impossible to get money back after intentionally or unintentionally sending money to someone.

  • Free Cash App transfers to a bank account take up to two business days. Instant transfers come with a fee.

  • Ease of money transfer could be an issue if you have money management and control issues.

How To Get Free Money on Cash App

Let’s get to the fun part— how to earn free money with little to no effort! If you want to learn how to get money on Cash App for free, these are the easiest ways to make money on Cash App.

1 – Get a Sign-Up Bonus.

 Get a Sign-Up Bonus.

Here’s how to get free money on Cash App instantly.

Simply joining Cash App for the first time can make you eligible for a referral bonus. As of this writing, the sign-up bonus is $5.

However, you’ll need to check off some boxes to get your free sign-up money on Cash App. Follow these steps to ensure you get free cash for being a new Cash App user.

  1. Obtain a friend’s referral code.

  2. Download and install Cash App on your phone via the App Store or Google Play Store.

  3. Open Cash App account, create an account, and input the necessary details.

  4. Go to your Settings and look for the Enter Referral Code option.

  5. Enter your friend’s Cash App code.

  6. Add a bank account.

  7. Send at least $5 to a Cash App user within 14 days.

Once you complete all steps, you and your friend will get an instant cash bonus. You can only do this once, but you can do the next step with no limits.

2 – Share Your Referral Code.

 Share Your Referral Code.

Another easy way to make money on Cash App is to refer friends and get them to join. There’s no limit to how many friends you can invite.

However, you’ll only get your free money if they complete the steps successfully. Make sure they do the following.

  • They use your Cash App referral code to join Cash App.

  • Your friends must link a debit card to their Cash App account.

  • They must complete at least $5 in transactions within two weeks.

To start inviting your friends, family, and colleagues to create a Cash App account, log in to your account and tap on the profile icon on the app’s home screen. There, you’ll see an Invite Friends button.

There are three ways to invite others to Cash App.

  • Send your free money code or referral code to your phone contacts list.

  • Enter your invitee’s phone number. Cash App will send them an invitation via text.

  • Enter your invitee’s email address. Your invitee will receive an email with an invitation to join the peer-to-peer money platform.

3 – Use a Cash App Boost.

Another way to get extra free money is to save a few dollars here and there. As the saying goes: money you don’t spend is money you earn.

You can earn money this way by using the Cash App Boost feature.

Use a Cash App Boost.

A Cash Boost is essentially an instant discount. You must have a Cash Card to use it.

A Cash Card is a free Visa debit card linked to your Cash App balance. You can use it anywhere that accepts Visa, including brick-and-mortar businesses. You can also register it on e-wallet services like Google Pay and Apple Pay.

You must be older than 18 (or at least 13 years old with a parent’s approval) to get one. Navigate to the Cash Card tab in your app to order it. It should arrive within ten business days.

Once you get a Cash Card, you’ll access Boosts from your app. These will offer instant discounts from participating merchants, retailers, stores, and businesses.

You’ll have to choose a Boost from the app before you swipe the card. You can’t use two Boosts or more at a time, but you can use them individually with every debit card purchase.

One popular way to get free money on Cash App is to activate a Bitcoin Boost. After purchasing from a list of qualified merchants with your Cash Card, you’ll receive Bitcoins.

You can trade Bitcoin for traditional money. You can also hold onto it and wait until its value increases.

4 – Enter Cash App Sweepstakes and Giveaways.

Enter Cash App Sweepstakes and Giveaways.

Another way to get Free Cash App money is to join occasional sponsors’ sweepstakes and giveaways.

Cash App holds these contests to boost engagement and feature some sponsors.

For example, Square runs a Friday Sweepstake, giving up to $500 to lucky Cash App users who leave comments on Cash App’s Instagram or Twitter account. These contests don’t last forever, so participate as soon as you catch them.

Here’s how to win money on Cash App.

  1. Watch for sweepstake announcements within the app or Cash App’s social media accounts.

  2. Review the mechanics of the contest or giveaway.

  3. Follow the instructions to the letter. Wait and see if you’re one of the lucky winners.

  4. If you win, wait for instructions on getting your free Cash App money. You’ll usually receive your winnings through your account.

Most of these sweepstakes require you to follow Cash App on social media. All of them will require that you have a Cash App account.

5 – Get ATM Fees Waived.

Get ATM Fees Waived.

Your Cash App debit card works with any ATM, but you must pay $2.5 for every withdrawal.

However, you can save money (and earn money) by having Cash App waive it.

Cash App waives the ATM withdrawal fees for 31 days if you have $300 worth of paycheck direct deposits. Each time you get another $300, the platform will extend the free withdrawals for another 31 days.

Again, money saved is money earned.

If you withdraw money from Cash App twice a week, you’re earning $5 extra money for not paying any ATM fees. Maximize Cash App usage by doing as many transactions as possible on the app.

6 – Take Surveys.

Take Surveys.

Other Cash App users are earning free money by completing surveys.

Some survey apps offer Cash App payments as rewards when you complete a survey. The idea is that you provide valuable insight and feedback to companies. In exchange, you’ll get a small compensation.

However, some surveys are misleading promotions or scams. If a survey requires that you register for an offer, buy a product, or pay for a service, it’s not legitimate.

Some survey apps also pay through a different channel. For example, they may offer PayPal cash.

if you receive money on another platform, you can transfer it to your Cash App account.

Some surveys also reward you with a gift card instead of real money. Check if you can use these gift cards. If not, then there’s no point in taking the survey.

7. Play Cash App Games.

If you want to learn how to get free money on Cash App on Android or Apple by playing games, many Cash App games will give you real money as a reward. Just like the surveys, though, watch out for scammers.

Here are some legitimate and fun games that can give you extra cash.


Play Cash App Games.

AppStation is an app with several games that are easy to learn and fun to play.

The Android app now has over 255,000 reviews and an average rating of 4.4 stars. Over 10 million have now downloaded it.



If you’re looking for a game and shopping app in one, MyPoints is a great option. It first came out in 1996 and has become one of the main ways people earn money by playing games.

You earn points when you play games. You can then exchange those points for real money. Ten points equal one dollar on the app. You can also earn free money on the app by watching videos, taking surveys, and reading emails.

Cash ’em All

Cash 'em All

Another play-to-earn game to add to your list is Cash ’em All. This option is only available on Android. Over 50 million people have downloaded the app to date.

Inbox Dollars

Inbox Dollars

With InboxDollars, you’re secure. The gaming software has no history of fraud or scams. Once you get winnings from your Inbox Dollars games, you can transfer the money to your Cash App Visa card.

Tips To Maximize Your Cash App Earnings

To learn how to maximize Cash App, remember these helpful tips.

1 – Keep Track of Boosts and Games.

Keep Track of Boosts and Games

Boosts and games are always changing. There are new ones that pop out every time, and many of them are time-sensitive. If you don’t want to miss these deals, turn on your notifications on your Cash App account and other connected accounts.

Here’s how to do that.

1 – Tap the Cash App profile icon on your home screen.

2 – Choose Notifications.

3 – Toggle the notifications you want to receive. You can choose to get alerts, texts, or emails.

2 – Watch Out for Scammers.

Watch Out for Scammers

Many people have learned how to scam Cash App and get free money, but not in the best ways. Often, they target Cash App users, especially new ones. Be on the lookout for these malicious individuals.

To avoid Cash App scams, keep these tips in mind:

Verify Contact Information Before Engaging.

Many scammers claim to have Cash App accounts that give free money. To avoid any of these anonymous scammers, it helps to verify their identity first.

You can contact Cash App support to confirm if a survey, promo, or Boost is legitimate. Don’t click any links that look suspicious or provide personal or financial information.

Only open and engage with emails from those ending in,, and Any other address could be a phishing scam to steal your data, identity, or money.

Keep Your Logins Safe.

Your logins and pin should be confidential. Apps should never ask for this information, so never divulge them.

Keep your passwords somewhere safe and secure. You can use a password management system like LastPass or store them on an offline note and keep that document in a safe.


Enable Security Features.

Turn on security features that keep your Cash App safe. The most important one is two-factor authentication, so you have an added layer of protection.

Verify Transactions.

Always double-check and verify your transactions before you confirm them. Check all details and send when payments are out when 100% sure. Some scammers will pretend to request payments or refunds for fake products.

Use Only Trusted Sources When Downloading.

Do not download Cash App apps or any associate platforms and applications until you’re sure they’re legitimate.

Trusted sources

Only download apps from Google Play or Apple Store. Avoid third-party websites or links that come from unknown sources.

Check the reviews and comments before proceeding. If an app doesn’t have many of them, it’s best not to proceed.

Report Shady and Malicious Accounts

One reason scammers and fraudulent activity continue online is that no one bothers to report them. By reporting these questionable apps or users, you can contribute to protecting others from them.

Report any suspicious activity to Cash App support.

3 – Use Cash App for Its Intended Purposes.

Using Cash App to earn free money is great. However, Cash App is also an amazing peer-to-peer money-sending app with many other great features.

Maximize your app so you have more reasons to keep and check it regularly. Some money tactics depend on usage, such as waived ATM withdrawal fees. Using the app more could mean more money for you.

Cash App Scams To Avoid

Remember that not all money-making opportunities on Cash App are legitimate. Some of them are scams that will cost you dearly. Here are some common scams that you should avoid on Cash App.

  • People posing as Cash App support

  • People sending random money and demanding that you send it back

  • Random people asking for SSN requests

  • People posing to offer government relief payments

  • People pretending to be angry customers asking for a refund for something you didn’t sell to them

  • People telling you you’re account has been compromised and asking you to change your password on a fake website

Some Popular Cash App Alternatives

Cash App isn’t the only money-sending and receiving app out there. If you’re looking for other options, check out these alternatives.

1 – Venmo


Venmo is another popular P2P money app with a social aspect. People often use it for splitting restaurant bills and sending cash gifts to friends.

It’s free to use. You can transfer money and receive money as many times as you want without charges. You can also use the Venmo Debit Card for free.

However, you have to pay a fee if you want instant transfers to a U.S. bank account or if you withdraw money through an out-of-network ATM. You also have to pay a 3% fee for using a credit card for payment.

2 – PayPal


PayPal is arguably one of the most popular fintech out there. People use it for business and personal use.

Creating a PayPal account is also relatively easy. You can link your debit card and credit card to pay for purchases and put money in your account.

You can withdraw your balance to your bank account and receive money from any PayPal user worldwide.

However, PayPal has notoriously high fees. There are also holds and limits for new users, so it will be a while before you can get your money. After a few months without violations, you should have those limits removed.

3 – Wise


Wise, once known as Transferwise, is most popular for offshore money transferring. However, people tend to use it for other simpler transactions too. With Wise, you send money to someone’s bank directly.

4 – Google Pay

Google Pay

The rise of e-wallets has made apps like Google Pay more popular. This app is Google’s version of an electronic wallet. You can easily store, receive, and send money on the platform.

5 – Apple Pay

Apple Pay

Like Google Pay, Apple Pay is an e-wallet attached to Apple’s devices and OS. This wallet is exclusive to Apple Users only.

Cash App Fees

Cash App Fees

Cash App is free to download, but there are certain charges you have to note. Here are some of the common Cash App fees.

1 – Instant Transfer Fees

Transferring money from Cash App to your chosen bank takes one to three business days. If you want to get your money immediately, you can choose instant transfer, but it comes at a cost.

Cash App charges 0.50% to 1.75% per instant transfer, with a minimum fee of $0.25.

2 – Investing Fees

You must pay investment fees when using Cash App to invest in Bitcoin or Stocks. These cover the government fees associated with trading the markets.

Here are the corresponding investing fees.

  • SEC Fee is $.0008 per $100 of principal (rounded up)

  • TAF Fee is $0.000145 per share (rounded up and capped at $7.27

3 – Sending Money via Credit Card

Sending money via your credit card comes with a 3% fee. The app doesn’t charge you for Cash App purchases and transfers from your debit card or bank account.

4 – International Money Exchange Fees

Cash App doesn’t charge a fee for international exchange. However, you have to consider the exchange rates. Before you send money internationally, check the conversion.

Frequently Asked Questions (FAQs)

Is Cash App a Safe App?

Is Cash App a Safe App?

There are risks involved with using Cash App, especially with the level of cybercrime today. Many scams involve tricking users into sending money via the app. Other malicious individuals try a Cash App hack to use the victim’s account.

However, these risks are present in other apps, as well. Cash App remains safe if you follow best practices and take extreme caution. Make sure to follow the tips I shared earlier on how to avoid scams.

Can I Make Money on Cash App with Stock Trading?

Can I Make Money on Cash App with Stock Trading

If you know how to trade well. Stock market trading is a high-risk investment opportunity. Sometimes, the market goes up, and other times it goes down.

If you can buy them at a lower price and sell them when they’re higher, you should be able to grow your money. Many people make more money from swing trading and technical chart analysis. However, a lot of people lose money too.

The safer option is to play the long game when investing in stocks. Invest in stocks with a proven track record of growth and keep it there longer.

Are There Limits To Sending and Receiving Money on Cash App?

Yes, there are limits to money sending and receiving on Cash App. You can send up to $250 within seven days and receive up to $1,000 every 30 days.

You can also receive up to $25,000 per direct deposit and up to $50,000 within 24 hours.

You can request to increase your limit by verifying your identity. You must provide your full name, date of birth, and SSN.

How Do I Borrow Money From Cash App?

How Do I Borrow Money From Cash App

Apart from giving free money in seconds, Cash App lets you borrow money if you need to take out a loan. Here’s how to use Cash App Borrow.

  1. Open your Cash App.

  2. Tap on the home screen icon and go to the Banking header.

  3. Tap on the Borrow section.

  4. Enter the amount that you want to borrow. Ensure that you’re not borrowing more than your allowed limit.

  5. Select a repayment plan.

You aren’t eligible if you can’t tap on the Borrow section.

There’s no way to apply for it; you must wait until Cash App makes this available for your account. However, you’ll get better eligibility the more you use the app.

The most you can borrow from Cash App is $200, which is available if you deposit at least $1,000 a month on the app.

How Do I Pay with Cash App In-store Without a Debit Card?

How Do I Pay with Cash App In-store Without a Debit Card

You can pay in-store with Cash App if an establishment can provide you with a QR code to scan.

Tap on the dollar icon on the home screen of your app. Then click on the QR scanner in the upper left corner of the app and scan the business’ QR code.

How Do You Get $20 to $100 on Cash App?

There are tons of ways that you can earn anywhere between $20 to $100 on Cash App. You can invite family and friends not on the platform yet and get an unlimited referral bonus. Make sure to share your free money code.

You can also try other ways to earn cash, such as Boosts, surveys, and sweepstakes. You can also try some of the cash games that pay real money above.

Can I Really Get $750 from Cash App?

You might have heard of sites that promise up to $750 through Cash App when you complete certain tasks or deals. However, some of these deals will cost money as you need to pay for some of them.

Many of these are scams, so I encourage you to take caution when approaching these sites. Check the site’s eligibility and hear what others have to say about that site.

Don’t put in any money that you’re not willing to lose.

The Bottom Line

These are all the ways to learn how to get free money on Cash App without doing anything or doing very little. Hopefully, you find these tactics helpful.

Your online security is also your responsibility. Always proceed cautiously and reach out to Cash App’s support when in doubt.

Getting money through Cash App isn’t the only way you can earn money online. You can also try to become a digital creator, start an e-commerce business, or sell on eBay, Etsy, or Amazon.

However, Cash App is available if all you need is a few dollars and you need it quickly.

Which money-making strategy would you like to try?

Written by: Omar Deryan

Founder of OJ Digital Solutions

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